SIP Calculator

SIP Calculator lets you monthly contributions grow at the equivalent monthly rate derived from the annual return. Enter your own values or load the worked example.

Method and calculation

Monthly contributions grow at the equivalent monthly rate derived from the annual return.

Inputs and settings

SIP Calculator accepts Monthly contribution (minimum 0); Annual rate (%) (minimum 0, maximum 1000); Years (minimum 0, maximum 1000).

Worked example

SIP Calculator example — Monthly contribution: 5000; Annual rate (%): 8; Years: 5. Computed output: { "invested": 300000, "estimatedValue": 367069.8921996086, "gain": 67069.89219960861 }

Output and limitations

SIP Calculator: Assumes start-of-month contributions and a constant hypothetical return; excludes fees and taxes.

Technical references: JavaScript numerical operations

SIP Calculator FAQs

SIP Calculator applies the following rule to your input: Monthly contributions grow at the equivalent monthly rate derived from the annual return. The worked example on this page uses the same processor as the result button.
SIP Calculator has these boundaries: Assumes start-of-month contributions and a constant hypothetical return; excludes fees and taxes. Start by checking the monthly contribution field against the units or format shown.
SIP Calculator provides this sample: { "invested": 300000, "estimatedValue": 367069.8921996086, "gain": 67069.89219960861 }. Use the sample button to reproduce it, then replace the inputs with your own values.